Medical Insurance: A type of insurance that covers the costs of medical treatment and provides medical care and facilities during recovery. A Household Member may have his or her own medical insurance policy or be covered under someone else's policy. For example, children in a household may be covered by a non-custodial parent's medical insurance policy.
Medical Insurance evidence captures the policyholder details, insurance company name and address, and information on the policy itself such as the policy start date, the premium paid and the medical insurance type, for example, major medical or basic hospital. The policyholder is a Household Member or someone living outside the home.
The policyholder may be an employee who has a policy under an employer group. If this situation, the group policy details such as the employer name and group policy number are also recorded. Example Linda Smith has purchased medical insurance coverage from an insurance company. Linda Smith is the policyholder under her employer's group. A case worker creates a Medical Insurance record in which her group policy details, insurance company and policy details are listed. |
